19. Pre-shipment finance is provided by the banks only to (A) Credit Card Holders    (B) Students aspiring for further studies                              (C) Brokers in equity market (D)) Exporters             Ans : (D) 20. A non-performing asset is– (A) Money at call and short notice       (B) An asset that ceases to generate income           (C) Cash balance in till (D) Cash balance with RBI          Ans : (B) 21. Interest below which a bank is not expected to lend to customers is known as– (A) Deposit Rate               (B) Base Rate (C) Prime Lending Rate    (D) Bank Rate    Ans : (B) 22. Government usually classifies its expenditure in term of planned and non-planned expenditure. Identify, which is the correct definition of Planned  expenditure ? (A) It represents the expenditure of all the State Governments (B) It represents the total expenditure of the Central Government (C) It is the expenditure which is spent through centrally sponsored  programmes  and flagship schemes of Government (D) Other than those given as options        Ans : (D) 23. Which of the following organization is made specifically responsible for empowering Micro, Small and Medium enterprises in India ? (A) NABARD             (B) RBI  (C) SIDBI                 (D) SEBI              Ans : (C) 24. The Union Budget for 2013-14 proposed by the Finance Minister on February 28, 2013 announced introduction of new variety of bonds by the Government. What is the name of these bonds ? (A) Deep discount bonds     (B) Inflation Variable Bonds (C) Bullet Bonds   (D) Inflation Indexed Bonds    Ans : (D) 25. RBI has released its guidelines for entry of new banks in the private sector in the month of February 2013. One of the norms is at least a prescribed percentage of branches of new bank should be set in unbanked rural centres with a population of upto 9,999 people. What is the percentage of such branches prescribed in the norms? (A) 10%    (B) 15%    (C) 18%     (D) 25%      (Ans : (D) 26. A joystick is primarily used to/for– (A) Control sound on the screen   (B) Computer gaming (C) Enter text       (D) Draw pictures        Ans : (B)

27. The CPU comprises of Control, Memory and …………….. units. (A) Microprocessor             (B) Arithmetic/Logic  (C) Output                          (D) ROM         Ans : (B) 28. Which of the following uses a handheld operating system ? (A) A PDA               (B) A personal computer (C) A laptop            (D) A mainframe              Ans : (A) 29. To display the contents of a folder in Windows Explorer you should– (A) click on it            (B) rename it   (C) name it             (D) give it a password       Ans : (A) 30. 'C' in CPU denotes– (A) Central                 (B) Common (C) Convenient          (D) Computer              Ans : (A) 31. …………….. is the most important/powerful computer in a typical network. (A) Desktop                    (B) Network Client  (C) Network server        (D) Network station    Ans : (C) 32. Which is not a storage device ? (A) ) A Hard disk            (B)  DVD  (C) A Floppy disk          (D) A Printer          Ans : (D) 33. Which bf the following refers to the rectangular area for displaying information and running  programs ? (A) Desktop                   ( B) Dialog box  (C) Menu                       (D) Window            Ans : (B) 34. …………….. devices convert human-understandable data and programs into a form that the computer can process. (A) Printing  (B) Output  (C) Input  (D) Monitor     Ans : (C) 35. The software that is used to create text-based documents are referred to as– (A) DBMS                  (B) word Processors (C) spreadsheets      (D) presentation software     Ans: (B) 36. …………….. is a Windows utility program that locates and eliminates unnecessary fragments and rearranges files and unused-disk space to optimize operations. (A) Backup                           (B) Disk Cleanup  (C) Disk Defragmenter        (D) Restore           Ans: (C) 37. Which of the following refers to too much electricity and may cause a voltage surge? (A) Anomaly               (B) Shock  (C) Spike                   (D)  Splash       Ans: (C)