Friday, March 9, 2018

FNPO views about IPPB - Worksop with representatives of Service Unions on sensitization of  INDIA POST PAYMENT BANK (IPPB ) held today at New Delhi

Today Department conducted Work shop on IIPB.
Gist of our presentation : 
Thanks to Department of post for one day workshop
2014- 15 finance minister in budget-speak announced postal Bank idea
2015-2016 finance minister allowed seed capital for 500 crores
In August 2016 IPPB incorporated as a company
Today 7th March 2018 in the last 3 years 2 times department call federation and give a demo on IPPB
My Federation submitted a note with a lot of doubts, our doubts  or not clarified so for by the department
Now with a few hours demonstration on IPPB department calls remark from the Federation how it is possible to give remarks within a few hours when department took 3 years to design IPPB
My Federation have doubts we want clarifications
Why only 650 officers selected for IPPB
Why not all the sub-offices and head offices and have the wings of payment Bank
Payment bank and existing savings bank activities need to be clearly clarified 
IPPB PA will get more pay than present PA will this difference be justifiable
When India post is able to run full Bank like Japan post office and German post office why payment Bank why is it used Kanya Bank model for our post office
Government merging all bank with a Big bank like State Bank of India under these circumstances how RBI is giving permission to start new banks 
What is the guarantee IPPB will not be merged any Public Service Bank in future
According to the clarification directors framing the policies of IPPB then what is the role of the Postal service board
Being deputation post rules of reservation or not applicable for IPPB be employeestomorrow it may create some issues what is the answer by the department
Coming to the business how we will compete Paytm and Airtel payment Bank
IPPB offering interest rate at 4.55%on deposits up to 25000., 5% for 25000 to 50000., And 5.5% for 50000 to 100000 whereas Airtel is offering 7.5% how do you plan to match for it
IPPB transaction is aiming through mobile banking. Reliance company captured almost all customers by providing free SIM cards what is the strategy to cover Rural banking
It is mentioned in the presentation postman will carry our business to rural areas if to what is the incentive to the postman

Further we said 
FNPO is welcoming the IPPB proposal with a condition that not privatised/corporation in future. And it is the responsibility to look DOP will not get any financial loss because of IPPB. We also demanded for immediate remedy for shortage of staff in all cadre.

 Regarding GDS, FNPO is totally opposing incentive system proposal in IPPB and demanded for the work should be taken into account for calculation of GDS work load and cap on working hours should be lifted. According to GDS pay report every Bo is having 886 live accounts and many of the BPM s working more than 6 to 14 hours. AP circle RTI information and relevant evidences also submitted. IPPB is going to tie up with 11 ministries from which 52 welfare services are distributed to public. If it was started then every GDS has to work for more than 10 hours. In view of these FNPO demanded for removal of CAP on Rule 3(1)A .



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